Should you factor retirement into your career goals?

Retirement

Retirement (Photo credit: 401(K) 2013)

By Susan Ricker

When you’re searching for a job, the primary focus is usually on finding employment, not preparing for retirement. But should your career goals include what comes after you’re done working? Depending on where you are in your career, the answer may vary. Several financial planners offer advice for including retirement in your career goals, no matter what your stage in life.

Early in your career

For those just starting out, retirement may seem unfathomable, let alone a priority. But should it be? Adam D. Koos, founder and president of wealth planning firm Libertas Wealth Management Group Inc., says, “First, when you’re young, it’s not as crucial to find a career with a good retirement plan — if one exists at all. I think most college grads would be in good shape to find a job that aligns somewhat closely to their chosen professional area of study, but these days, even that’s hard to come by. Of course, if one can find a career with a retirement plan in place, I also think the earlier you start saving, the more ‘trained’ you’ll be in the future to put more money away as your income increases versus spending it. And it goes without saying that the earlier you start, the more savings you’ll have come retirement age.”

Want to know what your peers are doing? “I see two distinct tracks as I work with people in their late 20s and early 30s: Either they see their employment as a means to another end, like starting their own business eventually, going back to school or becoming a professor; or they see themselves as always being a career employee and have chosen that path,” says Mindy Crary, financial planning coach and founder of Creative Money.

Read More MSN Careers – Should you factor retirement into your career goals? – Career Advice Article.

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Why Jobs Go Unfilled Even in Times of High Unemployment

By Amy Sullivan

skills-14

(Photo credit: Vancouver Island University)

Skills for America’s Future, a policy initiative run out of the Aspen Institute, was created in 2010 as a spin-off of President Obama’s Jobs Council and was originally led by longtime Obama supporter Penny Pritzker. With Pritzker now installed as the new Commerce secretary, Aspen announced earlier this week that the skills-training program will continue with executives from Snap-On and Gap at the helm.

In the wake of that news, National Journal talked with René Bryce-Laporte, the outgoing program manager for Skills for America’s Future, about the challenges of training workers in an economy where employees can expect to develop new skills consistently throughout their careers–even if they have the increasingly rare experience of staying in the same field or even with the same company. Bryce-Laporte has spent more than 15 years working in policy and advocacy around the issues of providing social and economic opportunity to low- and middle-income Americans. Edited excerpts of the conversation follow.

The U.S. has an unemployment rate over 7 percent, yet as we’ve been traveling around the country, we constantly hear from employers that they can’t fill positions, particularly those that require higher skills. How is that possible?

One of the reasons Skills for America’s Future was started was that the Jobs Council kept hearing from employers concerned that they had jobs remaining open because they couldn’t find workers with the skills they needed. The idea was to create an initiative to work with community colleges, and to promote partnerships between them and businesses to match education and training to employment opportunities.

Read More Why Jobs Go Unfilled Even in Times of High Unemployment – Amy Sullivan – The Atlantic.

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Fast-food workers uniting to strike on Aug. 29

Fast food

Fast food workers (Photo credit: H Dragon)

By Jonathan Berr

McDonald’s, Burger King , Wendy’s and their rivals can sell food inexpensively because they pay their workers low wages. That unpleasant economic reality will confront diners in eight cities later this month during a work stoppage organized by a coalition of unions and community groups.

The strike, organized to coincide with the 50th anniversary of the historic March on Washington for civil rights and Labor Day, is designed to raise awareness of the plight of workers in fast food and other low-wage industries such as retail. It’s scheduled for Aug. 29. Among the workers’ demands are a $15 per hour minimum wage and the right to form a union.

Historically, fast-food workers have been teenagers, but that’s no longer the case. The average age for these employees tops 28. Many of them have families and are forced to work two jobs to make ends meet.

“Fast food is a $200 billion a year industry and retail is a $4.7 trillion industry, yet many service workers across the country earn minimum wage or just above it and are forced to rely on public assistance programs to provide for their families and get health care for their children,” according to the AFL-CIO’s website.

Read More Fast-food workers uniting to strike on Aug. 29- MSN Money.

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Sanjana Hattotuwa – Using citizen journalism to bear witness to violence

From 2011, stirring and powerful presentation.

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Building a New Racial Justice Movement

By Rinku Sen

Crowds surrounding the Reflecting Pool, during...

Crowds surrounding the Reflecting Pool, during the 1963 March on Washington. (Photo credit: Wikipedia)

This week, the nation will celebrate the 50th anniversary of the March on Washington for Jobs and Freedom with events in Washington, D.C., and many other cities. A hot summer of race news—Moral Mondays to preserve voting rights in North Carolina, the efforts of the Dream 9 to expose the vagaries of our immigration policy, and those of the Dream Defenders to undo Florida’s Stand Your Ground law—have led many to speculate on whether we are at the start of a new civil rights movement.

We are definitely at the brink of something. I hope that it is a racial justice movement, one that builds on the legacy of civil rights while bringing crucial new elements to our political and social lives. We have a chance to explore fundamental questions like the nature of racism, what to do with the variety of racial hierarchies across the country, and how to craft a vision big enough to hold together communities who are constantly pitted against one another.

Using the racial justice frame allows us to fight off the seductive, corrupt appeal of colorblindness, which currently makes it difficult to talk about even racial diversity, much less the real prize of racial equity. Such language also allows us to move beyond the current limitations in civil rights law to imagine a host of new policies and practices in public and private spaces, while we also upgrade existing civil rights laws at all levels of government. Finally, the modern movement has to be fully multiracial, as multiracial as the country itself. The number and variety of communities of color will continue to grow. If allof our communities stake out ground on race, rather than on a set of proxies, we will more likely be able to stick together when any one of us is accused of race baiting.

Read More Building a New Racial Justice Movement – COLORLINES.

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Memo to police: No, you’re not making us feel safe!

By Brittney Cooper

imagesSince a federal judge ruled last week that the NYPD’s use of stop-and-frisk techniques was unconstitutional, Mayor Michael Bloomberg and police commissioner Ray Kelly have staunchly defended this law enforcement tactic, continuing to credit the practice with significant reductions in violent crime. Both men have outrageously suggested that these routine encounters with law enforcement actually save the lives of black and brown people — because, of course, helping us to feel safer is the goal.

I have experienced police harassment. Several years ago, my friend left her wallet in the cashier line at a store. As we were leaving, she pulled into the fire lane and ran in to retrieve it, with the permission of a store security patrol, who sat right behind us in his car while she went inside. A black male police officer pulled up, demanded to know why we were there, and then demanded our licenses.

When I tried to explain that the security officer had given us permission to park there, and indeed was still waiting behind us in plain view of the officer, the cop told me curtly that the security guard had no authority to give us permission. When I questioned why the officer was giving us a hard time and being ridiculous, he threatened to hit me with his billy club! When I let him know that he had no right to do such a thing, he threatened to charge me with disturbing the peace (of the shoppers who had stopped to witness him hassling two young coeds, I guess).

The biggest threat to that officer was that I asked questions, and that I knew I had a right to do so. He felt threatened that we were not cowed by his show of state-sanctioned force. In that moment, it became about the officer’s ego and about his assertion of power, about his need to maintain control, although he was the only one out of control. So, too, is the logic of stop-and-frisk, or stop-question-frisk as the NYPD likes to refer it. Within these encounters, ordinary citizens who are in 90 percent of cases found to be carrying no contraband, are stripped of their rights to ask questions. They are subjected to routine humiliations at the hands of law enforcement without recourse.

More than 10 years later, I still have a deep mistrust of the police. This is what happens in a culture obsessed with using state force to maintain law and order rather than to protect and to serve. That officer had an opportunity to be of service to us that night, simply by making sure my friend had retrieved her wallet, and that we were safely on our way. Instead, he chose to focus on maintaining law and order.

Read More Memo to police: No, you’re not making us feel safe! – Salon.com.

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Kids Involved in Bullying Grow Up To Be Poorer, Sicker Adults

By Nancy Shute

bullyingBullied children and kids who bully others have more health problems when they grow up than kids who aren’t part of the bullying cycle, a study finds. They’re also more likely to have financial problems, including difficulty keeping a job.

The findings run counter to a still-widespread notion that bullying is a childhood rite of passage with little lasting harm, the researchers say.

“These kids are continuing to have significant problems in their lives, years after the bullying has stopped,” says William Copeland, an associate professor at Duke University School of Medicine and a co-author of the study, which was published in Psychological Science. “It really is a significant public health concern.”

Those health problems included serious long-term issues like obesity, diabetes, cancer, disability and severe asthma.

Researchers tested the health of 1,273 children ages 9 to 13 in western North Carolina, starting back in 1993. Participants were assessed annually until age 16, and then at 19, 21, and 24 to 26 years old. Parents were also asked whether their child had been involved in bullying.

Read More Kids Involved in Bullying Grow Up To Be Poorer, Sicker Adults : Shots – Health News : NPR.

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A question of civil rights? Federal role shaped by decades of cases before Trayvon Martin

Trayvon Martin Rally (by Vic Damoses)

Trayvon Martin Rally (by Vic Damoses) (Photo credit: dombrassey)

By Associated Press

Almost as soon as George Zimmerman was pronounced “not guilty” in a Florida courtroom, the cry went up.

The U.S. government must get “justice for Trayvon,” insisted protesters angry about the fatal shooting of unarmed black teenager Trayvon Martin. The call will resound again later this month through events marking the 50th anniversary of the March on Washington.

Attorney General Eric Holder, the first black man to lead the nation’s law enforcement, says the Justice Department is investigating.

Why would the feds consider stepping into a state murder case?

The federal government has claimed its power of protecting civil rights against violence as far back as the Reconstruction era. Empowered by constitutional amendments and early civil rights laws passed after the Civil War, the government sought to protect newly freed blacks and their voting rights, mostly from the Ku Klux Klan.

But then court decisions, the end of Reconstruction and the rise of Jim Crow laws essentially “defanged” the federal government of its power to police civil rights when state and local governments would not, said Darrell Miller, a Duke University law professor.

It wasn’t until the 1960s civil rights movement — exemplified by the historic Aug. 28, 1963, march — that new laws began strengthening the federal role.

Now, the Justice Department is expected to pursue civil rights prosecutions. But in many cases that inflame racial passions, federal prosecutors don’t find the evidence needed to support civil rights charges.

Read More A question of civil rights? Federal role shaped by decades of cases before Trayvon Martin – The Washington Post.

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California to force-feed hunger-striking prisoners

English: San Quentin State Prison, CA Dansk: S...

San Quentin State Prison, CA (Photo credit: Wikipedia)

By Al Jazeera and The Associated Press

A federal judge has approved a request from California and federal officials to force-feed inmates participating in an ongoing hunger strike now entering its seventh week if necessary. The process, which prison officials call “refeeding,” could include starting intravenous fluids or snaking feeding tubes through inmates’ noses and into their stomachs.

Officials said they are particularly concerned about the health of 69 inmates, who are refusing prison-issued meals and have done so since the strike began on July 8 in protest to the state’s holding of gang leaders and other violent inmates in solitary confinement that can last for decades.

Prison officials and attorneys representing the inmates all are increasingly fearful that some inmates will soon die as their vital organs fail. Officials, however, could not say how many inmates, if any, are currently near death.

About 129 inmates in six prisons have participated in the strike since it started. When the strike began, it included nearly 30,000 of the 133,000 inmates in California prisons.

‘Gang power play’

Jeffrey Beard, who is the head of the California Department of Corrections and Rehabilitation, has dismissed the strike as a way for gangs to control drug flow among those in the prison population, the Los Angele

Read More  California to force-feed hunger-striking prisoners | Al Jazeera America.

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Mass incarceration does injustice to millions of American children

Português: Uma cela moderna em Brecksville Pol...

Brecksville Police Department, Brecksville, Ohio (Photo credit: Wikipedia)

By Michael Leo Owens

Reform criminal justice now. That was the core message US Attorney General Eric Holder delivered recently to the American Bar Association and our nation. He declared that “too many Americans go to too many prisons for far too long, and for no truly good law enforcement reason” and at great public expense.

Seeking to cut imprisonment rates and spending while protecting the public, Holder has directed the Justice Department to charge non-violent drug offenders with less severe federal crimes. Beyond reducing the use of mandatory minimum sentences and shortening prison times for lower-level drug felons, while reserving more serious charges and longer sentences for violent and higher-ranking drug traffickers, the Justice Department supports sentencing more people to rehab than re-imprisonment for crimes rooted in drug abuse and addiction.

Those reforms, among others, according to Holder, will do more for “the lives being harmed, not helped, by a criminal justice system that doesnt serve the American people as well as it should”. There is one group of Americans that couldnt agree more – the children of the imprisoned.

Most prisoners are parents of children under 18 years of age. Two-thirds of incarcerated parents are nonviolent offenders, often locked up on minor drug-related charges. They make up the majority of parents in prison, and they and their children are the ones criminal justice reform will most affect.

By the best estimates, about 2.7 million children under the age of 18 have a parent in prison or jail. According to sociologists Bruce Western and Becky Petit (pdf), that means one in 28 kids in the United States (as of 2010) has a mother or father, or both, in lockup – a dramatic change from the one in 125 rate a quarter of a century ago. Approximately one in nine black children have an imprisoned parent, four times as many 25 years ago. Furthermore, 14,000 or more children of the imprisoned annually enter foster care, while an undetermined number enter juvenile detention and adult prisons.

Read More Mass incarceration does injustice to millions of American children | Michael Leo Owens | Comment is free | theguardian.com.

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