By Ben Irwin
Dave Ramsey probably wasn’t expecting this much pushback when he shared a piece by Tim Corley contrasting the habits of the rich with those of the poor. In her response on CNN, Rachel Held Evans noted that Ramsey and Corley mistake correlation for causality when they suggest (without actually proving) that these habits are the cause of a person’s financial situation. (Did it never occur to them that it might be the other way around?)
Ramsey fired back, calling the pushback “immature and ignorant.” This from a guy who just made 20 sweeping assertions about 47 million poor people in the U.S. — all based on a survey of 361 individuals.
That’s right. To come up with his 20 habits, Corley talked to just 233 wealthy people and 128 poor people. Ramsey can talk all he wants about Corley’s research passing the “common-sense smell test,” but it doesn’t pass the “research methodology 101” test.
To balance the picture a bit, I wanted to take a fact-based look at 20 things the poor do on a daily basis…
1. Search for affordable housing.
Especially in urban areas, the waiting list for affordable housing can be a year or more. During that time, poor families either have to make do with substandard or dangerous housing, depend on the hospitality of relatives, or go homeless.
(Source: New York Times)
2. Try to make $133 worth of food last a whole month.
That’s how much the average food stamp recipient gets each month. Imagine trying to eat well on $4.38 per day. It’s not easy, which is why many impoverished families resort to #3…
(Source: Kaiser Family Foundation)