By David Bakke
Close to half of all Americans enjoy the benefits of a smartphone, but many fail to consider the increased costs to maintain it. While a traditional cell phone could cost as little as $20 per month, a family of four nowadays can easily pay close to $200 per month for data alone.
If you have a smartphone or are considering one, here are five tips to lower your monthly bill:
No. 1: Save on the hardware
The best things in life are free, and the same goes for smartphones — if you know where to look. Check out websites like FatWallet or DealCatcher, which post coupons and discounts on devices and services. But be patient: You may have to comb through a lot of deals before you find the right one.
No. 2: Save on the plan
Ask yourself if you really need that unlimited data plan. The average smartphone holder uses only 256 megabytes of data per month, but many end up paying for plans of 10 gigabytes or larger. Whether or not you’re part of a shared plan, review your usage to get a general picture of your monthly data consumption and make adjustments to your plan accordingly. As with any purchase, don’t pay for something you won’t use.
Read More 5 ways to cut smartphone costs – Your Money – MSN Money.







American power in the 21st century will be defined by the ‘rise of the rest’
By Joseph S. Nye Jr.
In the last century, the United States rose from the status of second-tier power to being the world’s sole superpower. Some worry that the United States will be eclipsed in this century by China, but that is not the problem.
There is never just one possible outcome. Instead, there are always a range of possibilities, particularly regarding political change in China. Aside from the political uncertainties, China’s size and high rate of economic growth will almost certainly increase its strength in relation to the United States. But even when China becomes the world’s largest economy, it will lag decades behind the United States in per-capita income, which is a better measure of an economy’s sophistication. Moreover, given our energy resources, the U.S. economy will be less vulnerable than the Chinese economy to external shocks. Growth will bring China closer to the United States in power resources, but as Singapore’s former prime minister Lee Kwan Yew has noted, that does not necessarily mean that China will surpass the United States as the world’s most powerful country. Even if China suffers no major domestic political setbacks, projections based on growth in gross domestic product alone ignore U.S. military and “soft power” advantages as well as China’s geopolitical disadvantages in the Asian balance of power.
Read More American power in the 21st century will be defined by the ‘rise of the rest’ – The Washington Post.